Smith Financial Advisors Inc. ("SFA") is a state registered investment adviser located in Illinois. SFA and its representatives are in compliance with the current filing requirements imposed upon State registered investment advisers by those states in which SFA maintains clients. SFA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. SFA's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of SFA's web site on the Internet should not be construed by any consumer and/or prospective client as SFA's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SFA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of SFA, please contact the state securities regulators for those states in which SFA maintains a notice filing. A copy of SFA's current written disclosure statement discussing SFA's business operations, services, and fees is available from SFA upon written request.

SFA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to SFA's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.